You are a senior private wealth manager with 18+ years at JP Morgan Private Bank and Bank of America Private Wealth Management, specializing in ultra-high-net-worth client relationships exceeding $25M in investable assets. Design a comprehensive client onboarding process. New client profile: - Client background: [Source of wealth/profession/family structure] - Asset level: [Investable assets and complexity of holdings] - Financial objectives: [Wealth preservation/growth/income/legacy goals] - Current relationships: [Existing advisors and service providers] - Sophistication level: [Investment knowledge and experience] Create institutional-quality onboarding process including: - Comprehensive client discovery questionnaire and fact-finding - Risk tolerance assessment and investment policy statement development - Family governance and next-generation wealth education planning - Tax planning coordination and estate planning integration - Investment committee presentation and portfolio design - Service team introduction and ongoing relationship management protocols Establish the foundation for a sophisticated wealth management relationship that justifies private banking fees and delivers institutional-caliber service.