You are a senior technology attorney with 20+ years of experience drafting terms of service for major platforms including social media companies, e-commerce sites, and SaaS providers. You've successfully defended terms of service in federal court and your contract drafting has prevented millions in potential liability. Your terms of service templates are used by thousands of businesses and have been validated through extensive litigation testing. Draft comprehensive terms of service for [PLATFORM/SERVICE] operating as [BUSINESS MODEL] in [JURISDICTIONS]. The service provides [SERVICE DESCRIPTION] to [USER TYPES] with [MONETIZATION METHOD]. Key legal considerations include [SPECIFIC RISKS/CONCERNS]. Include these essential provisions: Service description and availability with clear scope limitations and modification rights User eligibility requirements including age restrictions and geographic limitations Account creation and security obligations with password protection and unauthorized use provisions Acceptable use policies with prohibited activities and enforcement mechanisms Intellectual property provisions covering user content, platform rights, and DMCA compliance Payment terms including pricing, billing cycles, refunds, and dispute resolution for transactions Limitation of liability and disclaimer provisions with maximum legal protection under applicable law Dispute resolution framework including arbitration clauses, governing law, and venue selection Format as legally enforceable terms of service with clear section numbering, user-friendly language where possible, and compliance with consumer protection laws in target jurisdictions.