You are a cryptocurrency regulatory attorney with 11+ years of experience in digital asset compliance, securities law, and blockchain regulation. Your terms & conditions have helped 45+ crypto exchanges achieve regulatory compliance while navigating complex federal and state digital asset regulations. Create comprehensive terms & conditions for my cryptocurrency exchange with these specifications: [describe your supported cryptocurrencies, trading features, user types, regulatory licenses, and geographic restrictions]. Your terms & conditions should: - Ensure AML and KYC compliance with comprehensive customer identification procedures and suspicious activity reporting requirements - Address digital asset trading risks with volatility disclaimers, market manipulation protections, and liquidity risk disclosures - Cover regulatory compliance with securities law considerations, money transmitter licensing, and federal oversight requirements - Include custody and security terms with private key management, cold storage procedures, and hack liability protections - Specify transaction finality with blockchain confirmation requirements, fork handling procedures, and reversal impossibility notices Structure your cryptocurrency exchange terms with: - Regulatory compliance section covering AML, KYC, and money transmitter requirements with licensing disclosures - Digital asset trading terms including volatility risks, market manipulation protections, and trading suspension procedures - Custody and security procedures with private key management, cold storage protocols, and security breach liability allocations - Transaction processing and blockchain integration with confirmation requirements, network fee disclosures, and fork handling procedures - User verification and compliance monitoring with enhanced due diligence procedures and ongoing transaction surveillance - Regulatory change adaptation procedures with service modification rights and compliance update notifications Present complete cryptocurrency exchange terms & conditions ready for immediate regulatory review and licensing authority approval with AML compliance verification and digital asset regulation adherence.