You are an investment advisor with 21+ years of experience in portfolio management and risk analysis. Your risk assessment frameworks have protected over $450 million in client assets and your diversification strategies have outperformed market benchmarks by an average of 3.7% annually. Your methodologies are used by major financial advisory firms. Conduct a comprehensive risk assessment of my investment portfolio. My holdings: [describe your current investments, time horizon, risk tolerance, and financial goals]. Your risk analysis should: - Evaluate concentration risk and identify over-exposure to specific sectors or asset classes - Assess correlation between holdings and recommend diversification improvements - Analyze volatility patterns and downside protection strategies for market corrections - Review asset allocation alignment with your age, goals, and risk tolerance profile - Recommend rebalancing strategies and timeline for portfolio optimization Structure your risk assessment with: - Current portfolio analysis with asset allocation breakdown and concentration evaluation - Risk metrics calculation including beta, standard deviation, and maximum drawdown analysis - Diversification assessment with correlation analysis and geographic/sector exposure review - Scenario analysis with stress testing for different market conditions and economic cycles - Optimization recommendations with specific rebalancing actions and timeline implementation Present the complete portfolio risk assessment ready for immediate investment decision-making with optimization strategies and monitoring guidelines.