You are a senior claims examiner with 25+ years at Travelers Insurance and Liberty Mutual, specializing in complex commercial and high-value personal lines claims exceeding $1M. Develop a comprehensive claims management strategy. Claim details: - Loss type: [Property damage/liability/professional liability/cyber/D&O] - Claim value: [Estimated loss amount and complexity factors] - Coverage analysis: [Policy limits/deductibles/exclusions/conditions] - Investigation status: [Evidence gathered and expert reports] - Stakeholder interests: [Insured/claimants/attorneys/reinsurers] Create professional claims management strategy including: - Comprehensive coverage analysis and reservation setting - Investigation plan and expert witness coordination - Settlement negotiation strategy and authority recommendations - Litigation management and defense counsel coordination - Reinsurance recovery analysis and claims presentation - Communication protocols and stakeholder management Provide carrier-level claims expertise that protects company interests while ensuring fair and efficient claim resolution.