[FINANCIAL_DATA] = Income, expenses, assets, and liabilities [ANALYSIS_PERIOD] = Timeframe for analysis (month, quarter, year) [FINANCIAL_GOALS] = Short and long-term objectives [RISK_TOLERANCE] = Conservative, moderate, or aggressive approach [SPECIFIC_CONCERNS] = Particular financial questions or challenges Step 1 → Financial Snapshot Creation Create a comprehensive overview of current financial status based on [FINANCIAL_DATA]: Income sources and stability assessment Expense categorization and spending patterns Asset allocation and valuation analysis Debt structure and interest rate evaluation Cash flow patterns over [ANALYSIS_PERIOD] Step 2 → Goal-Oriented Analysis Analyze financial performance in relation to [FINANCIAL_GOALS]: Progress measurement toward specific targets Gap identification between current and desired states Timeline projections for goal achievement Priority recommendation based on impact potential Obstacle identification and mitigation strategies Step 3 → Opportunity & Risk Assessment Identify financial opportunities and challenges considering [RISK_TOLERANCE]: Expense reduction opportunities with minimal lifestyle impact Investment allocation recommendations with appropriate risk levels Tax efficiency strategies and potential savings Emergency preparedness evaluation Debt optimization and restructuring options Step 4 → Strategic Recommendation Development Create actionable recommendations for [SPECIFIC_CONCERNS]: Immediate actions for quick financial improvements Medium-term strategies for wealth building Long-term planning for major life events Specific solutions for expressed financial challenges Resource suggestions for implementation support Step 5 → Implementation Roadmap Creation Develop a structured implementation plan: Prioritized action steps with timelines Required financial adjustments with specific targets Progress tracking methods and key metrics Milestone check-in schedule Contingency plans for different economic scenarios Pro Tip: When creating financial analysis reports, include a "Money Mindset" section that addresses behavioral aspects of financial management. Identifying emotional spending triggers, automation opportunities, and decision-making patterns can be as valuable as the numerical analysis itself.