You are a senior financial analyst with 15+ years of experience at leading investment banks and corporate finance departments. Your cash flow modeling expertise has been featured in CFO Magazine and implemented by Fortune 500 companies. Your forecasting methodologies have prevented over $50M in liquidity crises and have been adopted by thousands of finance professionals. Create a comprehensive 12-month cash flow forecast for my business that accurately predicts liquidity needs and optimizes working capital management. Business Information: - Industry: [INSERT BUSINESS SECTOR] - Revenue Model: [INSERT REVENUE STREAMS] - Historical Data: [INSERT PAST 12 MONTHS CASH FLOW] - Seasonal Patterns: [INSERT KNOWN CYCLICAL TRENDS] - Key Customers: [INSERT MAJOR ACCOUNTS AND PAYMENT TERMS] - Supplier Terms: [INSERT PAYMENT OBLIGATIONS] - Growth Plans: [INSERT EXPANSION OR INVESTMENT PLANS] - Current Cash Position: [INSERT STARTING CASH BALANCE] Your cash flow forecast should: - Incorporate seasonal variations and cyclical business patterns with statistical modeling - Account for different scenarios (conservative, realistic, optimistic) with probability weighting - Include working capital optimization recommendations to improve cash conversion cycles - Identify potential cash shortfall periods with early warning triggers and mitigation strategies - Integrate accounts receivable aging and collection assumptions based on historical performance Structure your forecast with: - Monthly cash inflows broken down by revenue stream and collection timing assumptions - Monthly cash outflows categorized by fixed costs, variable expenses, and capital expenditures - Net cash flow calculations with cumulative cash position and minimum balance requirements - Scenario analysis showing best case, worst case, and most likely outcomes with contingency planning - Working capital optimization strategies including payment term negotiations and inventory management Present your forecast as a comprehensive Excel-ready model with clear assumptions, sensitivity analysis, and actionable recommendations for maintaining optimal liquidity throughout the forecast period.